F A Q - S e c u r i t y   I s s u e s

Q:
You say you offer "secure server" for credit card security. What does that mean and how does it work?

A:
The goal of Americart security is to achieve one thing: Deliver credit card information from the customer to the merchant with the minimum possibility of exposure to prying eyes. Our primary tool for this is the utilization of secure data encryption. We encrypt the information between the customer and the cart, and then you retrieve credit card information the same way. Although orders are emailed to you in the clear, we strip off the credit card number, which you then retrieve through your secure browser, thus completing the secure path.

THE CREDIT CARD DIGITS CAN BE RETRIEVED FROM THIS SECURE URL:

https://www.cartserver.com/sc/lastsix.html

Q:
Do you use VeriSign and can I display the VeriSign security symbol graphic on my website?

A:
We hold a VeriSign Secure Server Authenticity Certificate. VeriSign cannot, for security reasons, allow anyone not directly holding their certificate to display their logo, but you can certainly say, in text, that your Shopping Cart Service holds a Verisign Certificate which is used at checkout time.

Q:
When I enter a test number for the credit card number on the demo page, the cart gives me an error. Can I test it without using a real number?

A:
You have run into one of our tools that keep you from submitting erroneous charges. We run a mathematical checksum calculation on each card number to insure that it is a valid number. To run tests, use 14 zeros. They are mathematically valid charge numbers, and we do not specifically screen them out.

Q:
If the shopper does not "sign" an on-line receipt, or fax their signature, is this a problem?

A:
Potentially , it could be, as would be the case with accepting phone orders. A bigger concern is crooks attempting to order with other people's card numbers.

We advise that if you get a big order, or ESPECIALLY an overseas order, that you email the person and request the bank Name and phone number (on back of the card) to call for billing address verification. If they are bogus, you never hear back from them, and you just saved some money.

If you sell expensive/high risk items, you may want to consider adding custom forms (see the FAQ) that request this information already. Be sure to read our FAQ on Protecting Yourself from Credit Card Fraud

Americart FAQ main page